DSCR (Debt Service Coverage Ratio) Loans

Financing for Savvy Investors

A DSCR (Debt Service Coverage Ratio) loan is for real estate investors, based on the property’s income rather than personal income. It uses rental income to determine eligibility, making it ideal for income-generating properties. DSCR loans offer flexible terms and can be used for residential, commercial, and industrial properties.

Income-Based Qualification

Approval is based on the property’s income rather than personal income, making it ideal for investors.

Flexible Terms

Offers a variety of loan terms and structures, including interest-only options and adjustable-rate mortgages.

No Personal Income Verification

Simplifies the application process by focusing on the property’s cash flow.

Higher Loan Amounts

Often available for larger loan amounts, suitable for high-value investment properties.

Quick Approval Process

Typically faster underwriting and approval due to the focus on property income rather than personal financials.