USDA Loans

Rural Living Made Possible

A USDA Loan is a mortgage option backed by the U.S. Department of Agriculture, aimed at helping low- to moderate-income buyers purchase homes in eligible rural and suburban areas.

Zero Down Payment

USDA loans often require no down payment, making homeownership more accessible.

Low Interest Rates

These loans typically offer lower interest rates compared to conventional loans.

Flexible Credit Requirements

USDA loans have more lenient credit score requirements, making them accessible to a broader range of borrowers.

No Private Mortgage Insurance (PMI)

Unlike many other loan types, USDA loans do not require PMI, which can save borrowers a substantial amount of money.

Support for Rural Development

These loans are designed to promote homeownership in eligible rural and suburban areas, contributing to community growth.